Get your Pay On demand
with Cheq!

Say goodbye to paydays spend smarter, and create a budget, effortlessly! Get started in less than 2 minutes.

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More than 10,000 happy customers!

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Payday, meet Cheq

Cheq gives you instant access to money you’ve earned at work. The app also uses the latest technology to help you be better off. Go on, give your self a high-five

1. Connect your Bank

Sync your salary account so we can detect your pay schedule and spending

2. Select how much you need

Cashout up to $200 of your wages instantly into your account

3. Easy payback

Flexible repayments of up to 4 weeks + a 5% fixed transaction fee. No interest or hidden fees

Numbers speak louder than words...

See how Cheq's fixed transaction fee stacks up against "payday" lenders

Repayment amount
Payday Lenders$76

Life throws you lemons, and we want you to squeeze em’

Need extra cash for an unplanned bill? Or short on cash till your next payday? Now you can cash out a portion of your Pay On demand™, instantly deposited into your account within 60 seconds!! Flexible installments of up to 4 weeks with a fixed 5% fee. No interest or hidden costs.

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Budget without creating a budget!!

Budgeting is hard, and we get it. So we decided to do the heavy lifting for you Cheq analyses your past spending to automatically create a budget made just for you, and don't worry, we'll keep you updated with smart notifications.

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Go on, Give your Bank a Brain

Stay in charge of your spending Just connect your bank accounts to Cheq and at a glance, you can understand your income, spending habits, upcoming bills and how much cash you have leftover to spend from your payCheq..pun intended

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We're on a mission to change this...

Pay cycles hold back money you've earned

Traditional pay cycles make you wait for your pay. Cheq makes every day your pay day!

High interest payday loans are unfair

Payday loans charge 50% - 120% in interest & fees! We think that's daylight robbery

Budgeting is hard, and we get it

Cheq analyses your historic spending to automatically create a budget tailored just for you

Secure & Private

When it comes to your security, there's no room to compromise. We use Bank-grade security to protect your data. Our system is as secure as a vault!

Helpful Support

We got humans on hand! Got any questions or problems? Or just have some feedback for us? We'd love to hear from you. Chat with one of our humans directly on this website or email us!

Download Cheq today

More than 10,000 happy customers!